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骑手因获职业伤害赔偿被拒赔,法院判定保险公司“免责条款”无效_蜘蛛资讯网

来源: 新华社
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骑手因获职业伤害赔偿被拒赔,法院判定保险公司“免责条款”无效_蜘蛛资讯网

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险合同当事人无需承担赔偿责任。最终,法院判决保险公司支付意外伤残保险金、意外伤害医疗保险金。  本案系新就业形态从业人员享受职业伤害保障待遇后能否获赔商业意外伤害保险的典型案例,涉及团体保险中提示说明义务的对象认定、电子投保免责条款的效力、新业态职业伤害保障与商业意外险的关系等问题。  在用人单位作为名义投保人、保费由员工实际承担、投保操作亦由员工本人完成的情况下,应认定员工为实际投保人。保险人不

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